Manuscript Details - IJARW3068

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Paper Id: IJARW3068
Title: FINANCIAL LITERACY AND PROFESSIONAL DEVELOPMENT OF INSTRUCTIONAL DELIVERY PRACTICES OF BASIC EDUCATION TEACHERS
Published in: International Journal Of All Research Writings
Publisher: IJARW
ISSN: 2582-1008
Volume / Issue: Volume 7 Issue 11
Pages: 11
Published On: 5/17/2026 4:01:08 AM      (MM/dd/yyyy)
Main Author Details
Name: ROGEL A. MARTINEZ
Institute: Central Mindanao University
Co - Author Details
Author Name Author Institute
Dr. Aprell L. Abellana Central Mindanao University
Abstract
Research Area: Education
KeyWord: Financial literacy, professional development, budgeting, investing, credit management, and instructional delivery practice of teachers
Abstract: ABSTRACT— This study examined the influence of financial literacy and professional development on the instructional delivery practices of basic education teachers. Descriptive-correlational research design was employed, involving 250 teachers selected through random sampling at the Carmen Districts I, II, III, and IV Division of Cotabato, Philippines. Data were collected using validated questionnaires and analyzed using mean, Pearson’s correlation coefficient and multiple regression analysis. Results revealed that teachers exhibit very high financial literacy specifically in financial behavior, spending, budgeting, investing, savings and credit practices. It also revealed that teachers are very highly engaged in professionally development predominantly driven by advance academic studies. Instructional delivery is very highly practiced in all its areas. Correlation results showed very high positive relationships on both financial literacy (r= 0.705) with obtaining the highest correlation (r= 0.523), and professional development with yielding the highest correlation (r2= 0.497), towards instructional delivery. Multiple regression confirmed financial behavior (from financial literacy), investing, and investment practices are significant predictors of instructional delivery practice (beta coefficient=0.467, p 0.000), (beta coefficient=0.347, p=0.000), and (beta coefficient = -0.115, p=0.039), as the strongest predictors, explaining 49.7% of variance. The findings highlight the importance of enhancing teachers’ financial literacy and professional development of instructional delivery practice of teachers.
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IEEE
ROGEL A. MARTINEZ, Dr. Aprell L. Abellana , "FINANCIAL LITERACY AND PROFESSIONAL DEVELOPMENT OF INSTRUCTIONAL DELIVERY PRACTICES OF BASIC EDUCATION TEACHERS", International Journal Of All Research Writings, vol. 7, no. 11, pp. 255-265, 2026.
MLA ROGEL A. MARTINEZ, Dr. Aprell L. Abellana "FINANCIAL LITERACY AND PROFESSIONAL DEVELOPMENT OF INSTRUCTIONAL DELIVERY PRACTICES OF BASIC EDUCATION TEACHERS." International Journal Of All Research Writings, vol 7, no. 11, 2026, pp. 255-265.
APA ROGEL A. MARTINEZ, Dr. Aprell L. Abellana (2026). FINANCIAL LITERACY AND PROFESSIONAL DEVELOPMENT OF INSTRUCTIONAL DELIVERY PRACTICES OF BASIC EDUCATION TEACHERS. International Journal Of All Research Writings, 7(11), 255-265.
FINANCIAL LITERACY AND PROFESSIONAL DEVELOPMENT OF INSTRUCTIONAL DELIVERY PRACTICES OF BASIC EDUCATION TEACHERS
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