Manuscript Details - IJARW2620

ManuScript Details
Paper Id: IJARW2620
Title: THE IMPACT OF FINANCIAL TECHNOLOGY ON THE PERFORMANCE OF COMMERCIAL BANKS: THE CATALYTIC ROLE OF ESG
Published in: International Journal Of All Research Writings
Publisher: IJARW
ISSN: 2582-1008
Volume / Issue: Volume 6 Issue 11
Pages: 6
Published On: 5/18/2025 1:20:00 AM      (MM/dd/yyyy)
Main Author Details
Name: Truong Quang Minh
Institute: Vietnam
Co - Author Details
Author Name Author Institute
Abstract
Research Area: finance
KeyWord: Fintech; ESG; commercial banks; performance; ROA; sustainable development; financial technology; banking governance.
Abstract: This study analyzes the impact of financial technology (Fintech) on the performance of commercial banks in Vietnam within the context of digital transformation and sustainable development. Based on a linear regression model using simulated data, the research examines the catalytic role of ESG (Environmental, Social, and Governance) factors in the relationship between Fintech and bank performance, measured by the Return on Assets (ROA) indicator. The findings show that Fintech has a positive and statistically significant effect on bank performance, while ESG serves as a positive moderating factor that amplifies the effectiveness of Fintech. The results also indicate that bank size and capital adequacy ratio remain fundamental drivers of operational performance. Based on these insights, the study offers policy implications for banks, investors, and regulators, emphasizing the need to integrate Fintech strategies with ESG-oriented development across the financial and banking sector.
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IEEE
Truong Quang Minh, "THE IMPACT OF FINANCIAL TECHNOLOGY ON THE PERFORMANCE OF COMMERCIAL BANKS: THE CATALYTIC ROLE OF ESG", International Journal Of All Research Writings, vol. 6, no. 11, pp. 451-456, 2025.
MLA Truong Quang Minh "THE IMPACT OF FINANCIAL TECHNOLOGY ON THE PERFORMANCE OF COMMERCIAL BANKS: THE CATALYTIC ROLE OF ESG." International Journal Of All Research Writings, vol 6, no. 11, 2025, pp. 451-456.
APA Truong Quang Minh (2025). THE IMPACT OF FINANCIAL TECHNOLOGY ON THE PERFORMANCE OF COMMERCIAL BANKS: THE CATALYTIC ROLE OF ESG. International Journal Of All Research Writings, 6(11), 451-456.
THE IMPACT OF FINANCIAL TECHNOLOGY ON THE PERFORMANCE OF COMMERCIAL BANKS: THE CATALYTIC ROLE OF ESG
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THE IMPACT OF FINANCIAL TECHNOLOGY ON THE PERFORMANCE OF COMMERCIAL BANKS: THE CATALYTIC ROLE OF ESG

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